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Financing and Lease-To-Own Options

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At Mattress Furniture Liquidators, we offer financing options for everyone. Whether you have no credit, bad credit, or good credit, we can help you. We offer affordable prices on all furniture and mattresses and many financing options. Get pre-approved before you shop online or come into the store for a quick in-person application.

Low Payment Financing Plans – We have financing programs that working people can afford. We have affordable payment programs for all credit and income levels. We finance for only $40 down with no credit check, financing programs designed to help you get what you need with hassle free or NO money down when you allow us to check your credit. But, this will give you the ability to have special programs, like 12 to 48 months same as cash. Minimum credit required is 540.

REGULAR FINANCE COMPANIES

Option 1: If you own a Synchrony card, you are eligible for 0% interest for up to 72 months

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Synchrony is a premier consumer financial services company delivering customized financing programs. They have the experience in offering to help offer credit programs that appeals to the customers. If you have a Synchrony card, you can purchase items at 0% interest, and it will not affect your credit score.

Synchrony
Synchrony

Option 2: A local company helping people with challenging credit, with a minimum credit score as low as….

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A local finance company. Helping people with challenging credit, with a minimum credit as low as a 580-credit score. $0 down and low monthly payments that fit your budget. Please visit our store to fill out an application.

Lendmark
Lendmark

LEASE-TO-OWN

Option 1: Simple. Fast. Transparent. No-credit needed financing. 90-day same as cash.

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Once approved, Westcreek purchases the item from the merchant and schedules regular payments with you. Westcreek has Industry leading approval rates with up to $7,500 in lease-to-own funding. What you need is a photo ID, $40.00 initial payment, SSN/ITIN, and routing number.

West Creek
West Creek

Option 2: Get approved for various lease-to-own options

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Acima helps you get the items you want with no credit needed. Up to $4,000 in credit by meeting the basic requirements of an active checking account of at least $1,000 of income per month, 3 months of income history, a government-issued photo ID and SSN/ ITIN.

Acima
Acima

Option 3: Progressive Leasing

Progressive

*The advertised service is lease-to-own or a rental-or lease-purchase agreement provided by Prog Leasing, LLC, or its affiliates. Acquiring ownership by leasing costs more than the retailer’s cash price. Leasing available on select items at participating locations only. Not available in MN, NJ, VT, WI, WY.

**Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.

Option 4: Providing flexible lease-to-own options to families on approvals for up to $8,000

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Okinus offers Instant access to bring home whatever you want, whenever you want. No credit needed. No need to pay cash price up front. Leasing up to 24 months, multiple leasing options are available. With high approval amounts, lowering income requirements and up to $8,000 in approval available.

Okinus
Okinus

OTHER OPTIONS

Layaway
Layaway
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