Skip to main content
Image for ADA CompliantSwitch to ADA Compliant Website
Cart

Your cart is Empty

Wishlist

Your wishlist is Empty

Registry List
Living RoomBedroomsAccents & Decor
Financing and Lease-To-Own Options

Read More

At Mattress Furniture Liquidators, we offer financing options for everyone. Whether you have no credit, bad credit, or good credit, we can help you. We offer affordable prices on all furniture and mattresses and many financing options. Get pre-approved before you shop online or come into the store for a quick in-person application.

Low Payment Financing Plans – We have financing programs that working people can afford. We have affordable payment programs for all credit and income levels. We finance for only $40 down with no credit check, financing programs designed to help you get what you need with hassle free or NO money down when you allow us to check your credit. But, this will give you the ability to have special programs, like 12 to 48 months same as cash. Minimum credit required is 540.

REGULAR FINANCE COMPANIES

Option 1: If you own a Synchrony card, you are eligible for 0% interest for up to 72 months

More information

Synchrony is a premier consumer financial services company delivering customized financing programs. They have the experience in offering to help offer credit programs that appeals to the customers. If you have a Synchrony card, you can purchase items at 0% interest, and it will not affect your credit score.

Synchrony
Synchrony

Option 2: A local company helping people with challenging credit, with a minimum credit score as low as….

More information

A local finance company. Helping people with challenging credit, with a minimum credit as low as a 580-credit score. $0 down and low monthly payments that fit your budget. Please visit our store to fill out an application.

Lendmark
Lendmark

LEASE-TO-OWN

Option 1: Good credit? Poor credit? No credit? SNAP Finance has got you covered with lease-to-own financing made simple.

More information

No credit? Snap Finance has provided fast, flexible, friendly service for nearly 10 years. We help thousands of people get lease-to-own financing every day! Get Up-to $5,000 Approval.

Snap

Option 2: Kafene helps all consumers buy the things they want over time, affordably. And no credit needed.

More information

Kafene is a payment option company who offers $39 initial payments, 90-day Early Buyout Options, and terms up to 18 months, and no credit needed (soft pull).

Kafene
Kafene

Option 3: Simple. Fast. Transparent. No-credit needed financing. 90-day same as cash.

More information

Once approved, Koalafi purchases the item from the merchant and schedules regular payments with you. Koalafi has Industry leading approval rates with up to $7,500 in lease-to-own funding. What you need is a photo ID, $40.00 initial payment, SSN/ITIN, and routing number.

Koalafi
Koalafi

Option 4: Get approved for various lease-to-own options

More information

Acima helps you get the items you want with no credit needed. Up to $4,000 in credit by meeting the basic requirements of an active checking account of at least $1,000 of income per month, 3 months of income history, a government-issued photo ID and SSN/ ITIN.

Acima
Acima

OTHER OPTIONS

Layaway
Layaway
In-Store BrandsSpecial OffersWhy Shop With Us